United Credit Education Services helps give consumers who are negatively affected by poor credit the opportunity to achieve their financial goals and dreams. Our service provides the industry's most comprehensive program to consumers who have been turned down for a mortgage, car loan, credit card or any type of credit due to credit problems. Our combined expertise and state of the art technology has helped thousands of customers to improve their credit standing and lower their debt.

As a consumer, you already know that your credit score plays a significant role in your financial well being. Low credit scores can have a negative impact on many different levels. They may prevent you from obtaining needed credit such as a mortgage, school or car loan, or they may cost you a great deal of money in higher interest payments on loans, credit cards and insurance. Conversely, the higher your credit score the better your chances are of obtaining credit and loans at the best possible interest rates. If you have been denied credit, would like to lower your interest rates, or would simply like to remove inaccurate information from your credit reports, our service can help.

Consumers may be rejected for loans or jobs based on mistakes in their credit reports and not even know it. In a recent study, 79 percent of credit reports reviewed contained either serious errors or other inaccuracies in regard to trade account and personal information. What's more, there's a one-in-four chance your credit report contains an error serious enough to cause you to be denied credit. According to recent data, identity theft strikes more than 700,000 Americans each year and is growing at the mind-boggling rate of 40 percent annually. Our credit restoration service allows you the opportunity to review your credit file and identify and proactively challenge any accounts that do not belong to you.

1. Use our easy online enrollment process to begin your service.
2. Forward your required identification document to our credit specialists to complete your file.
3. Customized dispute letters will be prepared and sent to you for your approval. If no changes are requested, sign and send your dispute letters to the three credit reporting agencies. You will receive updated credit reports back within 40 days.
4. Forward your updated credit reports to our offices. Your file will be updated and your next set of dispute letters will be prepared and mailed to you.
5. Clients may modify their dispute letters upon request. This is especially helpful in the case of mixed credit files among family members, identity theft, or inaccurate information in regarding accounts that are paid off. Please call our customer support department if you have any questions.
6. New dispute letters will be sent every 60 days until your service expires.

United Credit is proud to offer the industry's first proactive and interactive customer service. In short, clients receive regular progress reports detailing the status of their credit file, including the number of dispute cycles completed and the number of deleted items. Our customer support team is on hand to personally answer any questions by phone or email, or clients may choose to access their account details on line any time of day or night. Let our professionals work for you. Enroll today and join the thousands of other clients who are enjoying the benefits of improved credit.